DEAN GRAZIOSI: DEAN GRAZIOSI REAL ESTATE

Here I was, a woman, having gone through foreclosure, and yet still having the firm belief that I could purchase another home (no one in my family believed in me).  Everyone told me to “forget it.” There was just no way I was going to be able to purchase another home. I would get comments like: “Don’t worry! You’re a woman, when you get married your husband can help you purchase another home.”

I didn’t want that! I didn’t want to live with the failure of never being able to buy my own home. It had nothing to do with whether I was a woman or not!  So, one day, as I was lamenting my situation I saw a comment on twitter about how it was possible to purchase a home again, even after going through a foreclosure.

The twitter comment redirected me to a Wiki, that went on to give me the basic steps which needed to be followed to be able to purchase a home again:

The Wiki went on to say that the first thing that needed to be done was to re-establish credit. I read all the way through it, and then continued to do research elsewhere, and that’s when I found Dean Graziosi , who confirmed a lot of what I was reading on blogs, wikis and on twitter.  From the weeks of research I did, I learned the following.

The First Year after Foreclosure is the Toughest. When the foreclosure has been discharged you can start reestablishing credit, but the first year after a foreclosure is the most difficult.  Your credit score will sit somewhere around 550 or lower, and with this score you could qualify for a home loan but you will qualify for the highest rate. If you wait a year then your score can increase to 600 and drop your mortgage rate by a point or two, and by the second year, if you play your card right you can have a good credit standing and get a normal mortgage loan.

So, I decided to wait a little over a year before I started home shopping again, but during that time I also worked on improving my credit score. I opened a new credit card account, and started paying everything on time. I started saving for that down payment, which also helped my credit score.

Then once I was ready, I first checked my credit report to make sure that everything was correct and accurate. I didn’t want to have to pay for other people’s mistakes!

Another great thing I learned from Dean Graziosi was how to plan out my house payments, and figure out what my mortgage payment was going to be even before “shopping for the home.” I learned about different types of mortgages, and what type I wanted, or needed, what type of home I could afford and what to look for in a home, what features were important and which weren’t.

Today, my family and friends have realized that a woman can do more for herself without having to depend on her spouse, and that it is in a woman’s best interest to be financially independent.

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A year ago when I had my last child, I sat down analyzed my life and decided it was time to start thinking differently about life. I was tired of the rat race and I wanted to stay home and enjoy my son. I needed to continue to work but I did not want to work out of the house.  Was this one of those gender disputes? Maybe! But I wasn’t interested in what others thought. I just knew I was a single parent, a woman, who wanted to work from home on something that was worthwhile to me and be around for those important moments in my children’s lives.The first place I turned was the internet, because it was a huge resource of information and it was easily accessible. I didn’t really know what I was looking for but I started reading real estate reviews. I figured if I was going to stay home and work, then I would start by looking into a field that wasn’t considered “in” for the female gender.  After all I enjoyed purchasing my home, so why wouldn’t I enjoy real estate investing, and I wanted something that would eventually allow me to work less, so real estate investing seemed ideal. Unfortunately I didn’t know much about real estate investing, but I wasn’t “dumb” either.  I just needed to learn as much as I could about real estate investing before jumping in, so I read real estate review after review.

I came across wikis, and talked about it on twitter. I read, I watched, and I listened. While I was listening and reading, I came across a wiki that mentioned Dean Grazziosi  and the real estate success academy. Now, I know there are a lot of online businesses that are frauds, but I had heard a lot of good things about Dean Grazziosi. So after careful consideration, I decided to join the real estate success academy. I wasn´t going to allow any guy to crack a gender joke at my expense, I really wanted to know everything there was to know about real estate investing and becoming a true millionaire. I didn’t want to just dream about being a millionaire, start on some fraud program, end up spending a small fortune and get nowhere.

I was sure the Success Academy was a legitimate business, and one that would help walk me through every real estate investing dream I had. They would show me the “ins and outs,” the type of documents I needed and everything that would keep my transaction profitable.

To date I am not sorry I became a part of the Dean Grazziosi team. It has been one of the best decisions I made and today I am well on my way to becoming that real estate  millionaire I always dreamed of becoming.

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